Established by James Ralph in 1983, James Ralph Agency has evolved into a major business of helping individuals, organizaitons and families prepare for the future. For over 25 years our staff has committed to providing clients with the best insurance value and service available while maintaining high ethical standards. Our goal is to reduce your insurance cost, we analyze your needs, search the market and align ourselves with the best carriers to deliver the best combination of price, coverage and service available. We don't stop at selling. JRA is committed to relentless problem solving and intervention as needed in order to ensure that all needs of the client are met to prescribed expectations. We are an Independent Insurance Agency specializing in Business Risk Management and Employee Benefits.

James K. Ralph Jr. LUTCF, AAI jralph@jamesralphagency.com (248) 559-9079 Ph. (248) 559-9515 Fax www.jamesralphagency.com

<span>Here is what to expect</span> <ol id='toExpect'> <li>You fill out an application (have your current policy handy to help answer questions)</li> <li>Create an account (login and password) so you can come back later</li> <li>We'll get you a quote from all available carriers and deliver them to your account in just a few minutes</li> <li>If you want to buy a policy let us know, if not, we hope we provided some good info</li> <li>We'll requote your application every year unless you don't want us to</li> </ol> We won't use any of your information to market to you or sell it to any 3rd party